Top 7 Mortgage Brokers in Birmingham

Finding the right mortgage broker is a crucial step in securing your dream home. In Birmingham, a city known for its vibrant property market, choosing the best broker can make all the difference. This guide from birmingham.com will help you discover the Top 7 Mortgage Brokers in Birmingham, highlighting their expertise and services.

When selecting a mortgage broker, consider the following services and aspects:

  • Loan Comparison: Access to a variety of loan products to find the best rates and terms.
  • Personalized Advice: Tailored guidance based on your financial situation and goals.
  • Application Assistance: Help with paperwork and streamlining the loan application process.
  • Credit Assessment: Evaluation of your credit profile to improve loan eligibility.
  • Negotiation Skills: Expertise in negotiating terms with lenders on your behalf.
  • Fee Transparency: Clear communication about any fees, typically ranging from $500 to $2,000.
  • Local Market Knowledge: Insights into the Birmingham property market to guide your decisions.

Choosing the right broker involves more than just comparing rates; it’s about finding a partner who understands your needs and can navigate the complexities of the mortgage process. Dive into our full guide to explore the top brokers in Birmingham and make an informed choice for your future.

7

Number of companies

1930

Verified reviews

4,91

Average rating

First Mortgage
+441218095995

1. First Mortgage

★ ★ ★ ★ ★ 5,0/5
Office 1, Izabella House, 24-26 Regent Pl, B1 3NJ, Birmingham
  • Mortgage broker
  • Life insurance agency

Why we chose them

First Mortgage stands out as the UK’s Most Trusted Mortgage Broker, offering a unique, fee-free service to clients in Birmingham and beyond. With access to over 10,000 mortgage products from more than 90 lenders, their expert advisors are dedicated to finding the best mortgage deals tailored to individual needs. What sets them apart is their bold mortgage promise: if clients find a better deal elsewhere, they’ll receive £500. This commitment to customer satisfaction is backed by over 20,000 five-star reviews, reflecting their dedication to providing impartial and top-notch advice.

Specializing in a range of services including mortgage brokerage and life insurance, they ensure a seamless experience for clients, handling all necessary paperwork and liaising with solicitors and conveyancers. Their service model is supported by commissions from lenders, meaning clients never pay fees. Emphasizing convenience, they offer in-person consultations at their Birmingham branch, as well as online and phone advice, catering to diverse client preferences. With award-winning service and a customer-first approach, they continue to be a leading choice for mortgage advice in the UK.

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Mortgage Advice Bureau
+441217400502

2. Mortgage Advice Bureau

★ ★ ★ ★ ★ 5,0/5
First Floor, 258 High St, B23 6SN, Birmingham
  • Mortgage broker
  • Insurance broker

Why we chose them

Mortgage Advice Bureau stands out as a leading mortgage and insurance broker, offering personalized advice to clients in Birmingham and surrounding areas. With access to over 12,000 mortgage products from more than 90 lenders, their expert team provides tailored solutions for first-time buyers, those looking to remortgage, homemovers, and buy-to-let investors. Their comprehensive service also includes lifestyle and income protection cover, ensuring clients are safeguarded against unexpected life events. The experienced advisers offer a free, no-obligation mortgage consultation, making the process seamless and stress-free.

The company excels in delivering local expert advice, focusing on individual circumstances to find the best mortgage deals. Their resource library and various calculators, including mortgage affordability and repayment calculators, empower clients to make informed decisions. Additionally, their commitment to sustainability is evident through their Green Hub initiative, promoting energy-efficient homes. As a trading name of Brook Financial Services Limited, they are regulated by the Financial Conduct Authority, underscoring their dedication to professional and ethical service.

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Birmingham Mortgage Advice
+441212710641

3. Birmingham Mortgage Advice

★ ★ ★ ★ ★ 5,0/5
301 Pershore Rd S, B30 3EX, Birmingham
  • Mortgage broker
  • Insurance broker

Why we chose them

Birmingham Mortgage Advice is an award-winning mortgage broker located on the historic Kings Norton Green. Known for their professional, honest, and friendly service, the company offers tailored mortgage advice to suit individual needs. With access to over 50 mortgage lenders, they simplify the mortgage process for first-time buyers, home movers, landlords, and the self-employed. Their team, boasting over 50 years of combined experience, ensures that clients receive the most suitable mortgage options, taking the stress out of the process.

In addition to mortgage brokerage, insurance brokerage is a vital part of their service offerings. They provide protection advice to ensure homes and families are safeguarded against life’s uncertainties. Whether it’s remortgaging, buy-to-let investments, or affordable housing schemes, their proactive and knowledgeable team guides clients through every step. The firm’s commitment to personalized service is evident in their client interactions, making complex financial decisions easy to understand and navigate.

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Focus Finsure
+441214395390

4. Focus Finsure

★ ★ ★ ★ ★ 5,0/5
153 Sutton Rd, B23 5TN, Birmingham
  • Mortgage broker

Why we chose them

Focus Finsure is a comprehensive mortgage broker offering a wide range of financial services tailored to meet the needs of their clients. Specializing in mortgages, they provide solutions for first-time buyers, residential remortgages, home movers, buy-to-let purchases, and credit-impaired mortgages, among others. Their client-centric approach ensures a smooth, transparent, and swift mortgage process, making them a reliable choice for individuals and families looking to secure their future. Their commitment to customer satisfaction is evident in their extensive guidance, confidentiality in communication, and outstanding service quality.

In addition to their mortgage offerings, Focus Finsure provides an array of insurance services, including home insurance, life insurance, critical illness insurance, and income protection insurance. Their expertise extends to private health insurance and bridging loans, ensuring clients have access to comprehensive financial protection and support. With a track record of completing thousands of mortgage and insurance projects, the company has established itself as a trusted partner in the financial sector. Their focused expertise and commitment to excellence position them as a leading choice for those seeking tailored financial solutions.

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Oak Tree Mortgages
+441217423344

5. Oak Tree Mortgages

★ ★ ★ ★ ★ 5,0/5
2214 Coventry Rd, B26 3JH, Birmingham
  • Mortgage broker

Why we chose them

Oak Tree Mortgages stands out as a trusted local mortgage broker serving the Solihull and Sheldon areas. Established in 2003, the company prides itself on offering practical and honest mortgage advice tailored to individual needs. With a personal approach, they provide services for those moving homes, first-time buyers, and buy-to-let investors. Their expertise extends to automotive shift workers, ensuring that clients with variable pay structures receive appropriate mortgage solutions. The team is composed of experienced mortgage advisors, each with over a decade in the industry, dedicated to finding the best rates and overcoming common financial hurdles.

This company is renowned for its commitment to transparency and customer satisfaction, as evidenced by numerous positive reviews. They emphasize open communication, declaring all fees upfront and providing impartial advice. If a client’s best option is to stay with their current lender, they will recommend it, even if it means forgoing a commission. Their secure customer portal simplifies the application process, allowing clients to upload necessary documents with ease. This dedication to client-centered service and honest advice makes them a valuable addition to our directory.

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Eaton Mortgages and Protection
+441214547347

6. Eaton Mortgages and Protection

★ ★ ★ ★ ★ 5,0/5
4D Heathfield Rd, B14 7DB, Birmingham
  • Mortgage broker

Why we chose them

Eaton Mortgages and Protection is a distinguished mortgage broker known for its personalized approach to helping clients navigate the complex world of home financing. With a deep understanding of the mortgage market, they are dedicated to finding tailored solutions that meet individual needs and financial goals. Their expertise and client-focused service make them a standout choice in the industry, earning them a spot in our directory for their commitment to excellence.

At the heart of their service is a commitment to providing clear, unbiased advice, ensuring that clients are well-informed throughout the mortgage process. By taking the time to understand each client’s unique circumstances, they offer valuable insights and guidance, helping clients make confident, informed decisions. Their dedication to customer satisfaction and comprehensive service offering sets them apart as a trusted partner in the mortgage journey.

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Click Mortgages
+441213571641

7. Click Mortgages

★ ★ ★ ★ ★ 4,4/5
International House, B42 1NN, Birmingham
  • Mortgage broker

Why we chose them

Click Mortgages is a specialist mortgage broker dedicated to helping clients navigate the complexities of obtaining a mortgage, especially for those with adverse credit issues. They offer tailored solutions for individuals who have faced challenges such as low credit scores, debt management plans, defaults, and even county court judgments. Their expertise lies in connecting clients with specialist lenders who are willing to provide mortgage options that high street lenders might decline. With a focus on making the mortgage process stress-free, they aim to secure the best possible deals for those who have been previously refused due to credit history concerns.

In addition to their mortgage services, they emphasize the importance of financial protection, offering products like life assurance, income protection, and critical illness coverage. This holistic approach ensures that clients are not only able to secure their dream homes but also protect their financial future. With a strong reputation for excellent customer service, Click Mortgages consistently receives positive testimonials for their communication, professionalism, and commitment to finding the right mortgage solutions for each unique situation.

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FAQs

What services do mortgage brokers in Birmingham typically offer?

Mortgage brokers in Birmingham generally offer loan comparison, personalized advice, application assistance, credit assessment, negotiation with lenders, fee transparency, and insights into the local market.

How much do mortgage broker services usually cost in Birmingham?

In Birmingham, mortgage broker fees typically range from €500 to €2,000, depending on the complexity of the services provided.

How long does it typically take to secure a mortgage through a broker in Birmingham?

The timeline for securing a mortgage through a broker in Birmingham usually ranges from 4 to 8 weeks, depending on factors such as the complexity of the loan and the responsiveness of both the client and the lender.

What should I look for when choosing a mortgage broker in Birmingham?

When choosing a mortgage broker in Birmingham, consider their experience, reputation, fees, services offered, and their understanding of the local property market.

Is it better to use a mortgage broker or go directly to a bank in Birmingham?

Using a mortgage broker in Birmingham can provide access to a wider range of loan products and personalized advice, while going directly to a bank might limit your options to their specific offerings.

Can a mortgage broker help improve my loan eligibility in Birmingham?

Yes, a mortgage broker can assist with credit assessment and suggest strategies to improve your credit profile, enhancing your loan eligibility.

Are mortgage broker fees negotiable in Birmingham?

While some mortgage broker fees in Birmingham may be negotiable, it's important to discuss this upfront to ensure transparency and avoid any misunderstandings.

Do mortgage brokers in Birmingham offer online services?

Many mortgage brokers in Birmingham offer online services, including virtual consultations, digital document submission, and online application tracking to streamline the process.

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